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ABOUT JOHN JOSEPH SCHIAVO JR.

For more than 14 years Jack and his team have focused on delivering real estate financing solutions to home buyers and investors. Their goal is to guide their client as they navigate the lending process with complete information and the knowledge that they need to make informed decisions and accomplish their real estate purchasing goals! Delivering real estate financing solutions to home buyers and investors so that they know what programs are available and so they have a clear understanding of the process. This is critical since it is also the foundation of successful relationships with our customers and Realtor partners. Realtor and lender must be in sync to ensure that we are delivering real estate financing solutions to home buyers and investors so that our mutual clients have a successful buying experience that they are delighted to tell others about us.

Specialties: Sales, negotiation, management, process management and problem resolution, branding and social media.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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Total Estimate

$1,341/mo
30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Taxes $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

SEE WHAT PEOPLE ARE SAYING ABOUT US

I had been working with a national lender, and was really dissatisfied with the response time, and customer service. I asked my realtor for a local lender recommendation, and without hesitation, she suggested Jack. Jack's responsiveness, thoroughness, patience, and calmness ... READ MORE Sarah Vandermast
Jack was instrumental in completing a complicated long distance loan underwriting process. Donald J Puff Donald J Puff Registered Principal
The house buying process is never easy, but Jack and his assistant were very easy to get a hold of and kept constant communication with us. My husband and I bought our first home and had many questions and concerns along the way that were answered very quickly usually with in the ... READ MORE Tabitha westall
It was an absolute pleasure working with Jack and his team. Jack provided information and guidance through out the home buying process. Mortgage financing process is no walk in the park but Jack made the whole experience smooth by providing constant step by step information and always ... READ MORE Ambreen Haider Ambreen Haider
Jack and his associates did a wonderful job. They kept me informed of the process of the loan the whole way through. I would recommend Jack Schiavo and AmeriFirst Financial to everyone. Kathleen Barmer
Jack and his team were great. They helped us through every step of the process and were always easy to get a hold of whenever I had questions. Corinna Rost Resource Development and Training Manager
This is my 4th home purchase, and I can say that Jack made this process the easiest by far. The level of personal attention and actual care for his client was really refreshing to see... Thank you Jack for all of the help!! L. P. Coats
Jack did a fantastic job. This was my first home purchase and I had a lot of questions and Jack always took the time to answer my questions as well as explain why the answers were what they were. He kept me in the loop throughout the entire process. Jack also offered very useful ... READ MORE Elizabeth Sharlot Property Specialist
Working with Jack and Amerifirst made every bit of process a breeze! There were some expected bumps along the way but the active communication from Jack and his team made things much easier. I would definitely recommend Jack and his team 10/10 making a complicated process much simpler. Eduardo Haban IT Services
Jack did an excellent job. He kept me informed of the entire sales process and returned my calls promptly. He answered my questions and was available to talk about concerns I had. He is terrific; he did a tremendous job. George Haider
It was a pleasure working with Jack. This was our first transaction. It won't be our last. He was very responsive and made sure everyone was up to date on the file at all times. Never once did I wonder if we would have any issues with closing on time. In fact, we closed several ... READ MORE Angela Knott Realtor
Jack worked with us and took extra time to understand our situation when no one else would. As we transitioned from the military, no other mortgage companies would approve us because of our unique situation and income verification. Jack got us approved and maintained updates/contact ... READ MORE Brandon Bettis Brandon Bettis
Jack was great! He made the long stressful process of financing a new home a breeze. He was always there to answer any of our questions, and guided us down the right path to purchase a new home. From myself and my family THANKS JACK!!!!! Mike Matusic Manager
We purchased a home in sun city west while living in Atlanta GA. Jack was able to qualify and then approve us over the internet. Our situation was made more difficult because we needed to be on the road for 5 days to get to sun city west. This was a quick closing and Jack hustled with ... READ MORE sanford love
Jack is the kind of man who is willing to go out on a limb for his clients when the going is tough. He has the attitude of "where there's a will, there's a way". Not that many people around like that. He is willing to do risky things for people that others would dare ... READ MORE Michael John Symons Security Officer
Jack did a fantastic job from the beginning to end of the process. This was my second time working with Jack on financing. His professionalism coupled with the easy manner in which he communicates and coaches through the process was once again very much appreciated. Thank you Jack for ... READ MORE David Martin Pastor
Jack was great. He helped me though the loan process. He told me I could do it when I was not so sure. He helped me though the whole process. If I did not understand something, he was there to help me. Jack was super. Noreen Lucas
Jack, was very good. Responded immediately to any phone messages or emails. Highly professional! Appreciated his steadfastness. Kathleen Burke Administrative Assistance
I don't think we would be sitting in our new home if it wasn't for Jack and his hard work and patience. He LISTENED to what we needed and was able to guide us in the correct loan direction. He was very very knowledgeable and willing to help us overcome our fears at anytime of ... READ MORE Sharon Lee Thies Housewife
As first time homebuyers my husband and I were a little nervous about the whole loan process. Jack led us every step of the way. Him and his staff were very helpful and quick to answer any questions my husband and I asked! Angela Teacher
In early January my family determined it was time to pursue the dream of home ownership. After connecting with a realtor we were directed to Jack for the loan process. Our experience with Jack and his team was phenomenal! The steps we needed to take to complete the process were well ... READ MORE Suzanne Suarez New home buyer
We worked with Jack from the middle of October until our closing in December. We ran into a few glitches but Jack was able to reroute us and we were able to find a great house to purchase. Most of the problems came from the VA but Jack was able to work through the paperwork and keep ... READ MORE Bill and Marlis Patterson
Five years ago we used Jack's services to purchase our home so when my wife and I thought about refinancing we immediately thought of Jack since our first experience was wonderful and hassle free. Jack was able to complete our refinance in under 30 days and our experience was just ... READ MORE Emmanuel and Jennifer Adames
Jack does an incredible job and is always available. The regular contact and help at each step of the transaction keeps everyone up to date and makes my job easy. The emails and videos are great touches that help explain the process and educate the home buyer. I highly recommend ... READ MORE Jon Finelli Jon Finelli REALTOR, HomeSmart
Jack was so helpful and easy to work with. He kept us updated every step if the way and always answered any questions we had. This is our second home we've purchased and it was MUCH smoother this time with Jack! Amanda Voigt Home Buyer
Jack was a pleasure to work with. He was the upmost professional and is a quality person. He anticipated problems before they occurred and eliminated them without needing to be asked to do so. I would use Jack and AmeriFirst again with hesitation. Rich Anderssohn
Jack has been a valued professional partner of mine now for over 8 years . Whether a client is buying a new home, refinancing, or building , I can count on him to provide the client with all the options available to them to make an informed decision, His commitment to customer ... READ MORE Audre Skakoon Audre Skakoon Realtor
I have worked with Jack for well over 10 years, entrusting my Buyers to him because of his high level of professionalism, knowledge of the mortgage process and timely follow-through. He and his team strive to eliminate surprises and complete each transaction on a timely basis. It is ... READ MORE Kevin Mayer Kevin Mayer Realtor
I have been involved in many sales transactions with Jack Schiavo as the Loan Officer. His knowledge of the business and his ability to get to a smooth closing are second to none. His communication skills and customer service are outstanding as well. Whether you are a Borrower or an ... READ MORE Clark Brenneman Clark Brenneman REALTOR

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